Term w/ Living Benefits - Living Benefits is a simple, affordable policy that gives you coverage for a set period (like 10, 20, or 30 years) plus the ability to use part of the benefit while you’re still alive if you ever become critically chronically or terminally ill.

Term Life Insurance (5 - 40 year Terms) - a type of life insurance that provides coverage for a specific period of time — typically 10, 20, or 30 years. If the insured passes away during the term, the policy pays a tax-free death benefit to their beneficiaries to help cover expenses such as income replacement, mortgage payments, debts, education costs

Final Expense - a type of whole life insurance designed to help cover end-of-life costs such as funeral expenses, burial or cremation costs, medical bills, and other outstanding debts or financial obligations. These policies are typically smaller in coverage amount — often ranging from $5,000 to $50,000 — and are designed to provide loved ones with immediate financial support during a difficult time

Mortgage Protection - a type of life insurance designed to help cover your mortgage payments or pay off the remaining balance on your home loan if you pass away unexpectedly during the coverage period